Zero Closing Costs

Real Estate | Purchase Loans

Let our full-service real estate team help you find your dream home, and get a great loan all under one roof!
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30 Year Fixed
(0.000 PTS)
(0.875 PTS)
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Discover The Right Loan For You

Property Location:Richmond City, VA(Change Location)
$100,000 - $424,100
$424,101 - $535,900
Over $535,900
30 Years
20 Years
15 Years
10 Years
Rates as of 9/26/2017
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Full-Service, Realty And Lending Team

We offer savings, but we don't scrimp on service to get there. At CapCenter, we employ a salaried, professional team that includes a real estate agent and loan consultant.
Accredited Business
9 out of 10
Customers Would Recommend
Families Served
What Our Customers Are Saying.

How We Save You Money

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Save even more when you list your home through CapCenter. Get a free home valuation today.


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Hi there, welcome to CapCenter! Have a question or need some help?

CapCenter Team

Common Questions

  • Does CapCenter build closing costs into a higher rate or origination fee? What’s the catch?

    No, we simply waive or pay the closing costs on your behalf. We encourage you to prove this to yourself by comparing our rates against other responsible competitors. We find that we win on the rate even while covering closing costs. You can also look at a market survey available on, but be sure you thoroughly understand the rates that are presented. Specifically, in the Freddie Mac survey, these rates reflect various levels of discount points. Feel free to consult with us if you are comparing multiple offers.

  • Do you offer Veterans Affairs loans?

    Yes, CapCenter offers Veterans Affairs loans. Please enter your quote information on this page, then click the Apply Now button. On the next page, in the Loan Type drop down box, select one of the VA options to get a quote for a Veterans Affairs loan.

  • Do you offer FHA loans?

    Yes, CapCenter offers FHA loans. Please enter your quote information on this page, then click the Apply Now button. Our website will determine if an FHA loan is your best option based on your quote information, and if so, the website will provide an FHA quote. If not, then the website will provide a quote for a conventional loan. Please remember that even though the interest rate might be lower for an FHA loan, the total loan costs might be higher. Please call or chat with us to learn more.

  • How do I complete a previously started or saved loan application?

    To access a previously started or saved application, click on the Login link appearing in the upper right corner of the application page and enter the email address used when you started the application along with the password you created. If you have forgotten your password, simply click the "Forgot Password" link to reset your password.

Start a conversation with CapCenter

or call us at (804) 968-5000