Loan limits for conforming loans are determined by the location of the subject property as shown below. CapCenter can provide higher loan amounts; however, these loans my be subject to additional underwriting requirements. Please feel free to call us if you have any questions about loan limits.

MAXIMUM LOAN LIMIT BY LOCATION: Virginia

Northern Virginia

Cities: Alexandria, Fairfax, Falls Church, Fredericksburg, Manassas, Manassas Park
Counties: Arlington, Clarke, Fairfax, Fauquier, Loudoun, Prince William, Spotsylvania, Stafford, Warren

$636,150

Lancaster

Counties: Lancaster

$442,750

Richmond

Cities: Colonial Heights, Hopewell, Petersburg, Richmond
Counties: Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Price George, Sussex

$535,900

Tidewater / Williamsburg

Cities: Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, Williamsburg
Counties: Gloucester, Isle of Wight, James City, Mathews, Surry, York

$458,850

Charlottesville

Cities: Charlottesville
Counties: Albemarle, Fluvanna, Greene, Nelson

$437,000

Other

All other cities and counties in Virginia

$424,100

MAXIMUM LOAN LIMIT BY LOCATION: North Carolina

Elizabeth City, MSA

Counties: Camden, Pasquotank, Perquminas

$625,500

Eastern Shore

Counties: Hyde

$483,000

Outer Banks

Counties: Currituck

$458,850

Other

All other cities and counties in North Carolina

$424,100