CapCenter began in 1997 from a desire to save realty and lending clients thousands of dollars in the home buying, selling and financing processes. By combining mortgage and realty under one roof we are able to provide clients an easier, less stressful experience.

The needs of each and every client are our main focus. We emphasize efficiency, transparency and championing our clients’ interests. We want to be their heroes. Our success has developed from our dedication to customer service and our growing reputation for doing business the right way.

Make your biggest financial decision a lot easier by choosing CapCenter for your realty and lending needs. Plus, with the savings you’ll receive, for using our proven process, we expect that you will actually enjoy the home buying and selling process this time around.

Gary T. Piacentini - Founder and President

Gary founded CapCenter in 1997 with a passion to build a mortgage company that treats its borrowers as “clients” rather than just customers and a company that displays the highest levels of integrity in every customer, employee and business partner interaction. Gary currently serves as company president and remains very involved in CapCenter’s day to day operations. Gary is highly respected by his peers in the mortgage industry and has served on advisory boards for several leading mortgage organizations.

A graduate of the University of Richmond’s T.C. Williams School of Law, Gary was a practicing attorney for over 20 years prior to starting CapCenter. During this time, he gained an in depth understanding of the mortgage business while serving as counsel to the mortgage banking subsidiaries of several banks in the Richmond area. In his early years as an attorney, Gary served as a Law Clerk for the Honorable Walter E. Hoffman, District Judge for Eastern District of Virginia, where he drafted opinions for various federal courts of appeals. Prior to law school, Gary was employed by KPMG Peat Marwick as a Certified Public Accountant. Gary earned a B.S. in Accounting from the University of Virginia.


Glenn Lapkin, CPA - Chief Financial Officer

Glenn leads the finance and human resource teams. He has contributed to various enterprises in positions of increasing responsibility with more than 30 years of financial, strategic and corporate experience developed from companies across several industries including digital media, real estate and transportation. Glenn’s current role, as Chief Financial Officer, involves setting and developing strategic direction, executing on expansion and growth while managing the business in a highly regulated industry, establishing increased accountability and instituting best practices. Prior to joining CapCenter, Glenn was the Controller of the Growth and Performance group within Media General, Inc. (a public company) which led, managed and grew several internet enterprises over the past decade including web sites at approximately 26 network-affiliated television stations and 21 daily newspapers throughout the Southeastern United States. Throughout Glenn’s career he has been a key business leader within changing environments including mergers and acquisitions. Glenn is a CPA and graduate of the College of William and Mary with a degree in accounting.


Beth C. Spilman – Vice President, Loan Operations

Beth joined CapCenter in 2008 as Vice President of Sales and Marketing. She is responsible for CapCenter’s strategic marketing initiatives and brand development, and for leading its sales team. Prior to joining CapCenter, Beth served as Chief Marketing Officer of a multi million dollar division of GMAC, the financial services arm of General Motors. As Chief Marketing Officer, Beth managed a large national sales force and implemented a myriad of innovative marketing programs spanning multiple distribution channels. She is a graduate of the University of Virginia and earned an M.B.A. degree from UVA’s Darden School of Business.


Lynne Marshall - Human Resources

Lynne joined CapCenter in late 2011 as Manager of Human Resources and Office Administration. She came to CapCenter after a 25-year career with Southern Title Insurance Corporation, where she held a variety of positions, the most recent as Human Resources Administrator. Lynne received her B.A. in Psychology from Randolph Macon College.


Hazel F. Rice - Assistant Vice President

Hazel has been with CapCenter since 1998 and has held numerous positions, most recently overseeing CapCenter’s Post-Closing and Appraisal Departments. Hazel has earned a reputation in the mortgage industry as a pre-eminent manager of underwriting and quality control. In addition, Hazel manages the firm’s relationships with its correspondent lenders and several vendors. Hazel brings 30+ years of financial services experience to CapCenter, having held a variety of managerial positions with several Virginia banks.


Olivier Warner - Compliance Manager

Olivier has been with CapCenter since March of 2007 and currently leads the pre-closing quality control team. He is responsible for managing the underwriting and compliance quality of CapCenter mortgage originations at the enterprise level. Olivier obtained his undergraduate degree from the University of Richmond in 2004, and he earned a Master of Science in Business with a Concentration in Finance from Virginia Commonwealth University in 2014.